A credit union's earnings performance affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
CHAMPAIGN COUNTY SCHOOL EMPLOYEES scored 4 out of a possible 30 on Bankrate's earnings test, less than the national average of 10.11.
CHAMPAIGN COUNTY SCHOOL EMPLOYEES had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's beating its peers in this area.