THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an an institution's financial fortitude, capital is useful. From a safety and soundness perspective, the more capital, the better.
CHABOT achieved a score of 18 out of a possible 30 points on our test to measure capital adequacy, better than the national average of 15.65.
CHABOT appears to be on more solid financial footing than its peers, with a capitalization ratio of 18.00 percent in our test, better than the average for all credit unions.