A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
CENTURY HERITAGE scored 6 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
One sign that CENTURY HERITAGE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.