THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is key. When it comes to safety and soundness, more capital is better.
CENTURY EMPLOYEES' SAVINGS FUND did better than the national average of 15.26 points on our test to measure capital adequacy, racking up 30 out of a possible 30 points.
CENTURY EMPLOYEES' SAVINGS FUND had a capitalization ratio of 31.00 percent in our test, higher than the average for all credit unions, suggesting that it's more well prepared for financial trouble than its peers.