How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
CENTRALALLIANCE underperformed the average on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One indication that CENTRALALLIANCE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.