How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
CENTRAL SUNBELT scored 18 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
One sign that CENTRAL SUNBELT is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.