A credit union's earnings performance has an effect on its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
CENTRAL CREDIT UNION OF MARYLAND,IN scored 0 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
CENTRAL CREDIT UNION OF MARYLAND,IN had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's beating its peers in this area.