A credit union's ability to earn money has an effect on its safety and soundness. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
CENTRAL CREDIT UNION OF FLORIDA fell short of the national average on Bankrate's earnings test, achieving a score of 8 out of a possible 30.
CENTRAL CREDIT UNION OF FLORIDA had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, an indication that it's doing better than its peers in this area.