A credit union's ability to earn money affects its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
CENTRAL COAST underperformed the average on Bankrate's test of earnings, achieving a score of 8 out of a possible 30.
One indication that CENTRAL COAST is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.