THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial resilience, capital is crucial. When looking at safety and soundness, the more capital, the better.
CATHOLIC received a score of 14 out of a possible 30 points on our test to measure capital adequacy, coming in below the national average of 15.65.
CATHOLIC appears to be less well prepared for financial trouble than its peers in this area, with a capitalization ratio of 14.00 percent in our test, below the average for all credit unions.