A credit union's earnings performance affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
CAPITAL COMMUNICATIONS scored 16 out of a possible 30 on Bankrate's earnings test, exceeding the national average of 10.11.
CAPITAL COMMUNICATIONS had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.