THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is valuable. When it comes to safety and soundness, the more capital, the better.
CAPE REGIONAL received a score of 6 out of a possible 30 points on our test to measure capital adequacy, failing to reach the national average of 15.65.
CAPE REGIONAL had a capitalization ratio of 6.00 percent in our test, worse than the average for all credit unions, suggesting that it could be less resilient in a crisis than its peers.