A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand economic shocks. Credit unions that are losing money, however, have less ability to do those things.
CANOGA POSTAL scored 0 out of a possible 30 on Bankrate's test of earnings, less than the national average of 10.11.
One sign that CANOGA POSTAL is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.