How successful a credit union is at earning money has an effect on its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, CANALS & TRAILS scored 10 out of a possible 30, coming in below the national average of 10.11.
One indication that CANALS & TRAILS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.