A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, likely making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, CAMDEN FIREMEN'S scored 0 out of a possible 30, below the national average of 10.11.
One sign that CAMDEN FIREMEN'S is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.