A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, CAMBRIDGE TEACHERS scored 2 out of a possible 30, less than the national average of 10.11.
One sign that CAMBRIDGE TEACHERS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.