A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand economic shocks. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, CALL scored 12 out of a possible 30, above the national average of 10.11.
One indication that CALL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.