A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic trouble. Conversely, losses reduce a credit union's ability to do those things.
CALIFORNIA LITHUANIAN received above-average marks on Bankrate's earnings test, achieving a score of 18 out of a possible 30.
CALIFORNIA LITHUANIAN had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's outperforming its peers in this area.