A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial trouble. Obviously, credit unions that are losing money have less ability to do those things.
CALCASIEU TEACHERS AND EMPLOYEES scored 4 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
One sign that CALCASIEU TEACHERS AND EMPLOYEES is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.