A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, CADMUS CREDIT UNION INCORPORATED scored 0 out of a possible 30, failing to reach the national average of 10.11.
CADMUS CREDIT UNION INCORPORATED had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's running ahead of its peers in this area.