THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members during periods of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is key. When it comes to safety and soundness, the higher the capital, the better.
CADDO PARISH TEACHERS achieved a score of 30 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, beating the national average of 15.65.
CADDO PARISH TEACHERS had a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions, a sign that it's more well prepared for financial trouble than its peers.