How successful a credit union is at making money affects its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's test of earnings, C-T WACO scored 0 out of a possible 30, coming in below the national average of 10.11.
One indication that C-T WACO is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.