THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and as protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an an institution's financial fortitude, capital is crucial. When it comes to safety and soundness, the more capital, the better.
C & NW PROVISO received a score of 8 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, falling short of the national average of 15.65.
C & NW PROVISO had a capitalization ratio of 8.00 percent in our test, below the average for all credit unions, suggesting that it's on less solid financial footing than its peers.