A credit union's profitability has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic trouble. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, C C S E scored 12 out of a possible 30, beating out the national average of 10.11.
One sign that C C S E is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.