A credit union's profitability has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, C A S E scored 8 out of a possible 30, coming in below the national average of 10.11.
One indication that C A S E is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.