A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
BUTLER HERITAGE did below-average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
One indication that BUTLER HERITAGE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.