How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
BUFFALO METROPOLITAN did above-average on Bankrate's earnings test, achieving a score of 14 out of a possible 30.
BUFFALO METROPOLITAN had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's doing better than its peers in this area.