How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money have less ability to do those things.
BUFFALO CONRAIL scored 8 out of a possible 30 on Bankrate's test of earnings, less than the national average of 10.11.
One sign that BUFFALO CONRAIL is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.