THE INSTITUTION'S SCORE
Capital works as a buffer against losses and affords protection for members during times of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is essential. From a safety and soundness perspective, the higher the capital, the better.
BROOKS COMMUNITY fell below the national average of 15.65 on our test to measure the adequacy of a credit union's capital, receiving a score of 12 out of a possible 30 points.
BROOKS COMMUNITY had a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions, suggesting that it's weaker than its peers.