A credit union's profitability has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand financial trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, BRIDGEWATER scored 2 out of a possible 30, falling short of the national average of 10.11.
One sign that BRIDGEWATER is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.