Asset Quality Score
Bankrate uses this test to estimate the impact of problem assets, such as past-due mortgages, on the credit union's reserves set aside to cover loan losses, as well as overall capitalization.
A credit union with extensive holdings of these types of assets may eventually be required to use capital to absorb losses, shrinking its buffer of equity. Many of those assets are also likely to be in non-accrual status and thus aren't earning interest for the credit union, resulting in lower earnings and potentially more risk of a failure in the future.
On Bankrate's asset quality test, BRIDGETON ONIZED scored 28 out of a possible 40 points, lower than the national average of 38.09 points.
Troubled assets made up 0.00 percent of BRIDGETON ONIZED's total assets in our test, below the national average and suggestive of superior financial strength compared to other credit unions.