Asset Quality Score
Bankrate uses this test to determine the effect of troubled assets, such as past-due mortgages, on the credit union's loan loss reserves and overall capitalization.
A credit union with large numbers of these types of assets may eventually be required to use capital to cover losses, shrinking its cushion of equity. It also means that there are likely to be many assets that are in non-accrual status and thus aren't earning interest for the credit union, resulting in diminished earnings and potentially more risk of a failure in the future.
On Bankrate's test of asset quality, BRIDGEPORT POST OFFICE scored 40 out of a possible 40 points, above the national average of 38.09 points.
Troubled assets made up 0.00 percent of BRIDGEPORT POST OFFICE's total assets in our test, below the national average and potentially indicative of superior financial strength compared to other credit unions.