THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members when a credit union is experiencing financial trouble. Therefore, a credit union's level of capital is a useful measurement of its financial fortitude. From a safety and soundness perspective, the more capital, the better.
BREWTON MILL received a score of 10 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, less than the national average of 15.65.
BREWTON MILL appears to be less well prepared for financial trouble than its peers in this area, with a capitalization ratio of 10.00 percent in our test, less than the average for all credit unions.