How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
BREWER scored 16 out of a possible 30 on Bankrate's test of earnings, exceeding the national average of 10.11.
One indication that BREWER is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.