THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an an institution's financial fortitude, capital is important. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, BRANTWOOD achieved a score of 18 out of a possible 30 points, beating out the national average of 15.65.
BRANTWOOD had a capitalization ratio of 18.00 percent in our test, above the average for all credit unions, an indication that it's stronger than its peers.