THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial strength, capital is useful. From a safety and soundness perspective, the more capital, the better.
BOYS TOWN received a score of 6 out of a possible 30 points on our test to measure capital adequacy, less than the national average of 15.65.
BOYS TOWN had a capitalization ratio of 6.00 percent in our test, lower than the average for all credit unions, an indication that it could have a harder time weathering financial trouble than its peers.