THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial stability, capital is useful. When it comes to safety and soundness, the more capital, the better.
BLUFFTON MOTOR WORKS/FRANKLIN ELECT achieved a score of 30 out of a possible 30 points on our test to measure capital adequacy, above the national average of 15.65.
BLUFFTON MOTOR WORKS/FRANKLIN ELECT had a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions, an indication that it's more well prepared for financial trouble than its peers.