A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
BLUE CROSS AND BLUE SHIELD OF ME scored 0 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
BLUE CROSS AND BLUE SHIELD OF ME had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.