THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an a credit union's financial resilience, capital is important. When looking at safety and soundness, the higher the capital, the better.
BLOOMINGTON POSTAL EMPLOYEES racked up 20 out of a possible 30 points on our test to measure capital adequacy, above the national average of 15.65.
BLOOMINGTON POSTAL EMPLOYEES appears to be stronger than its peers, with a capitalization ratio of 20.00 percent in our test, higher than the average for all credit unions.