THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, a credit union's level of capital is an essential measurement of its financial resilience. When it comes to safety and soundness, the higher the capital, the better.
BLOOMINGTON MUNICIPAL beat out the national average of 15.65 points on our test to measure capital adequacy, receiving a score of 16 out of a possible 30 points.
BLOOMINGTON MUNICIPAL had a capitalization ratio of 16.00 percent in our test, identical the average for all credit unions, suggesting that it's running neck and neck with its peers.