A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand economic shocks. However, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, BLACKSTONE RIVER scored 12 out of a possible 30, beating the national average of 10.11.
One sign that BLACKSTONE RIVER is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.