How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
BITTERROOT COMMUNITY scored 14 out of a possible 30 on Bankrate's earnings test, exceeding the national average of 10.11.
One sign that BITTERROOT COMMUNITY is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.