THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial strength, capital is essential. When it comes to safety and soundness, the more capital, the better.
BETHEL BAPTIST CHURCH EAST did better than the national average of 15.65 points on our test to measure capital adequacy, racking up 18 out of a possible 30 points.
BETHEL BAPTIST CHURCH EAST's capitalization ratio of 18.00 percent in our test was above the average for all credit unions, suggesting that it could have an easier time weathering financial trouble than its peers.