A credit union's ability to earn money affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic shocks. Credit unions that are losing money, however, are less able to do those things.
BELMONT MUNICIPAL scored 12 out of a possible 30 on Bankrate's earnings test, better than the national average of 10.11.
BELMONT MUNICIPAL had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, an indication that it's beating its peers in this area.