THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial resilience, capital is valuable. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, BELLE RIVER COMMUNITY received a score of 10 out of a possible 30 points, below the national average of 15.65.
BELLE RIVER COMMUNITY's capitalization ratio of 10.00 percent in our test was worse than the average for all credit unions, suggesting that it's on less solid financial footing than its peers.