THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and as protection for members during times of economic instability for the credit union. Therefore, a credit union's level of capital is a key measurement of its financial resilience. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, BECKSTRAND AND ASSOCIATES achieved a score of 30 out of a possible 30 points, above the national average of 15.65.
BECKSTRAND AND ASSOCIATES had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, an indication that it's more well prepared for financial trouble than its peers.