How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
BATON ROUGE CITY PARISH EMP scored 8 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
BATON ROUGE CITY PARISH EMP had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's running ahead of its peers in this area.