A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, BASHAS' ASSOCIATES scored 8 out of a possible 30, lower than the national average of 10.11.
One indication that BASHAS' ASSOCIATES is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.