A credit union's earnings performance affects its safety and soundness. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
BARSTOW COMMUNITY scored 0 out of a possible 30 on Bankrate's earnings test, lower than the national average of 10.11.
BARSTOW COMMUNITY had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.