How successful a credit union is at earning money has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, potentially making the credit union better prepared to withstand financial trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
On Bankrate's earnings test, BARKSDALE scored 12 out of a possible 30, beating the national average of 10.11.
One indication that BARKSDALE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.